Banking associations have asked authorities to postpone the introduction of a progressive income tax scale on deposit income until January 1, 2028. According to credit institutions, they need additional time to finalize software and integrate with the tax service systems. The proposal concerns the taxation of interest income on deposits and affects millions of retail clients.
Why banks need more time
Bank representatives say the current timeline is too tight. Updating core banking systems, testing tax calculation algorithms and integrating with government platforms require significant resources. In their view, a one-year delay would allow avoiding errors and reduce operational risks. The issue is directly linked to banklar and their digital infrastructure.
Tax authorities have not yet responded officially. Experts note that postponing the measure could ease the burden on lenders but may also delay budget revenues. The debate reflects a broader trend: regulators increasingly demand real-time data exchange, while banks struggle with legacy systems.
Impact on depositors and the market
If the progressive scale is introduced, higher-income depositors will face larger tax bills. Banks warn that clients may shift funds into alternative instruments, including fintex products. A delay would give institutions time to communicate changes and prepare clients. For now, the proposal remains under review.
Mənbə: sostav.ru
